We specialize in fixed income.  We build portfolios using individually chosen bonds which we often buy in the secondary market when they are offered at very attractive prices.

We believe that Fixed Income securities are a very important part of a most portfolios.  We typically hold bonds to maturity.

Our strategy is to buy small lots of bonds that are offered below the value of what we think they are worth.  We specialize in California bonds because we know and understand the communities and tax bases which support the bonds we buy.  Municipal bonds issued by school districts is an area where we often can find great values.

We believe that our bond portfolios are competitive with or superior to any bond portfolio from any brokerage company including the service and expertise that you might receive as a preferred Goldman Sachs client with an 8 or 9 figure account.

We will compete with anyone.  If you have a large municipal bond account or need one, give us an opportunity to meet with you to show you our skill in fixed income.